:root{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#102038;background:#f4f7fb;--navy:#07182d;--navy2:#102b52;--blue:#326bff;--mint:#28d6bc;--ink:#102038;--muted:#66758b;--line:#dfe6f0;--surface:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#f4f7fb;color:var(--ink)}a{color:inherit}.wrap{width:min(1120px,calc(100% - 36px));margin:auto}.topbar{height:30px;background:#071528;color:#b9c8dc;display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:800;letter-spacing:.14em}.navbar{height:74px;background:rgba(255,255,255,.94);border-bottom:1px solid #e0e7f0;position:sticky;top:0;z-index:20;backdrop-filter:blur(14px)}.nav{height:100%;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;gap:10px;align-items:center;text-decoration:none}.brand-icon{width:44px;height:44px;display:block;flex:0 0 auto}.brand-word{font-size:24px;font-weight:800;letter-spacing:-.045em;color:#102b56;line-height:1}.brand-word strong{font:inherit;color:#2466f5}footer .brand-word{color:#fff}footer .brand-word strong{color:#78a4ff}.navlinks{display:flex;gap:24px;align-items:center}.navlinks a{text-decoration:none;color:#526178;font-size:14px;font-weight:750}.navlinks a:hover{color:var(--blue)}.blog-hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#07182d 0%,#102b52 64%,#163d6e 100%);color:#fff;padding:86px 0 76px}.blog-hero:before{content:"";position:absolute;width:620px;height:620px;border-radius:50%;right:-180px;top:-260px;background:radial-gradient(circle,rgba(66,116,255,.38),transparent 68%)}.blog-hero:after{content:"";position:absolute;width:360px;height:360px;border-radius:50%;left:-150px;bottom:-220px;background:radial-gradient(circle,rgba(40,214,188,.16),transparent 70%)}.hero-inner{position:relative;z-index:1;max-width:820px}.eyebrow{display:inline-block;font-size:11px;font-weight:850;letter-spacing:.14em;text-transform:uppercase;color:#7ea8ff}.blog-hero h1{font-size:clamp(44px,6vw,70px);letter-spacing:-.055em;line-height:1.02;margin:14px 0 20px}.blog-hero p{font-size:19px;line-height:1.7;color:#c2cedc;max-width:720px;margin:0}.hero-tags{display:flex;flex-wrap:wrap;gap:9px;margin-top:28px}.hero-tags span{border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.06);border-radius:999px;padding:8px 11px;color:#c7d3e2;font-size:12px}.section{padding:70px 0}.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:28px}.section-head h2{font-size:36px;letter-spacing:-.035em;margin:7px 0 0}.section-head p{max-width:520px;color:var(--muted);line-height:1.6;margin:0}.featured{display:grid;grid-template-columns:1.15fr .85fr;border:1px solid #dfe6f0;border-radius:26px;background:#fff;overflow:hidden;box-shadow:0 22px 55px rgba(20,45,80,.08)}.feature-visual{min-height:390px;padding:38px;background:linear-gradient(145deg,#0c2444,#163f70);color:#fff;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden}.feature-visual:after{content:"%";position:absolute;right:-20px;bottom:-85px;font-size:290px;font-weight:900;color:rgba(255,255,255,.055);line-height:1}.feature-visual .kicker{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:#90b5ff;font-weight:850}.feature-visual .formula{position:relative;z-index:1;display:grid;gap:12px}.formula-row{display:flex;align-items:center;justify-content:space-between;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.06);padding:15px 17px;border-radius:14px}.formula-row span{color:#c4d1df;font-size:13px}.formula-row b{font-size:23px}.formula-arrow{color:#68e2ce;font-weight:900;text-align:center}.feature-copy{padding:42px;display:flex;flex-direction:column;justify-content:center}.post-meta{display:flex;gap:9px;flex-wrap:wrap;color:#7b899b;font-size:11px;font-weight:750;text-transform:uppercase;letter-spacing:.05em}.post-meta span+span:before{content:"·";margin-right:9px}.feature-copy h3{font-size:34px;line-height:1.12;letter-spacing:-.035em;margin:15px 0}.feature-copy p{color:#66758a;line-height:1.65;margin:0 0 24px}.read-btn{display:inline-flex;align-items:center;gap:8px;width:max-content;text-decoration:none;background:linear-gradient(135deg,#326bff,#5685ff);color:#fff;border-radius:12px;padding:13px 17px;font-weight:800;box-shadow:0 11px 24px rgba(50,107,255,.22)}.newsletter-note{margin-top:34px;background:#eef4ff;border:1px solid #d7e4ff;border-radius:18px;padding:20px 22px;color:#52647e;line-height:1.6}.article-hero{background:linear-gradient(135deg,#07182d,#12355e);color:#fff;padding:68px 0 60px}.breadcrumbs{font-size:12px;color:#9db0c7;margin-bottom:22px}.breadcrumbs a{text-decoration:none;color:#8eb1ff}.article-hero h1{font-size:clamp(40px,5.4vw,65px);letter-spacing:-.05em;line-height:1.04;max-width:950px;margin:12px 0 20px}.article-hero .dek{font-size:19px;line-height:1.7;color:#c4d0de;max-width:800px}.article-shell{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:50px;align-items:start}.article{background:#fff;border:1px solid #e0e7f0;border-radius:24px;padding:42px;box-shadow:0 18px 45px rgba(20,45,80,.06)}.article p,.article li{font-size:16px;line-height:1.78;color:#44546a}.article h2{font-size:30px;letter-spacing:-.035em;margin:42px 0 15px;color:#102038}.article h3{font-size:21px;margin:30px 0 12px}.article strong{color:#102038}.article ul,.article ol{padding-left:22px}.article li{margin:9px 0}.leadbox{background:linear-gradient(135deg,#edf3ff,#f7fbff);border:1px solid #dce7fb;border-radius:17px;padding:20px 22px;margin:0 0 30px}.leadbox p{margin:0;color:#425674;font-size:15px}.article table{color:#10233f;background:#fff;color-scheme:light}.article table td,.article table td strong{color:#10233f}.article table th,.article table th strong{color:#fff}.compare-table{width:100%;border-collapse:separate;border-spacing:0;margin:22px 0;overflow:hidden;border:1px solid #e3e7ed;border-radius:14px;background:#fff;color:#10233f}.compare-table th,.compare-table td{padding:14px;border-bottom:1px solid #e6ebf2;text-align:left;font-size:14px;vertical-align:top}.compare-table th{background:#0b1f3a;color:#fff}.compare-table td{background:#fff;color:#10233f}.compare-table td strong{color:#10233f}.compare-table tbody tr:nth-child(even) td{background:#f7f8fa}.compare-table tbody tr:last-child td{border-bottom:0}.compare-table tbody td:first-child{font-weight:650}.example .compare-table{background:#fff;color:#10233f}.example .compare-table td,.example .compare-table td strong{color:#10233f}.callout{border-left:4px solid var(--blue);background:#f2f6ff;border-radius:0 14px 14px 0;padding:18px 20px;margin:26px 0}.callout p{margin:0;font-size:15px}.example{background:#0f2747;color:#fff;border-radius:18px;padding:23px;margin:28px 0}.example h3{margin-top:0;color:#fff}.example p,.example li{color:#c3d0df}.example p{margin-bottom:8px}.example strong,.example b,.example a{color:#fff}.example .compare-table,.example .compare-table td,.example .compare-table td strong{color:#10233f}.example .compare-table th,.example .compare-table th strong{color:#fff}.example-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:16px}.example-grid div{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);border-radius:12px;padding:13px}.example-grid span{display:block;color:#9fb2c9;font-size:11px;margin-bottom:4px}.example-grid b{font-size:17px}.cta{margin:34px 0;padding:24px;border-radius:18px;background:linear-gradient(135deg,#ebf2ff,#f5f9ff);border:1px solid #d3e1ff}.cta h3{margin:0 0 8px}.cta p{margin:0 0 16px}.cta-links{display:flex;gap:10px;flex-wrap:wrap}.cta-links a{text-decoration:none;background:#326bff;color:#fff;border-radius:10px;padding:10px 13px;font-size:13px;font-weight:800}.cta-links a.secondary{background:#102b4d}.sources-box{margin-top:40px;padding-top:26px;border-top:1px solid #e3e8f0}.sources-box h2{margin-top:0;font-size:23px}.sources-box a{display:block;color:#315fc9;margin:9px 0;line-height:1.5}.sidebar{position:sticky;top:96px}.toc,.side-card{background:#fff;border:1px solid #e0e7f0;border-radius:18px;padding:20px;box-shadow:0 10px 30px rgba(20,45,80,.04)}.toc b,.side-card b{display:block;margin-bottom:12px}.toc a{display:block;text-decoration:none;color:#66758a;font-size:13px;padding:7px 0;border-bottom:1px solid #eef1f5}.toc a:last-child{border:0}.toc a:hover{color:var(--blue)}.side-card{margin-top:14px;background:#0f2747;color:#fff}.side-card p{color:#bccadd;font-size:13px;line-height:1.55}.side-card a{display:inline-block;text-decoration:none;color:#fff;background:#326bff;padding:10px 12px;border-radius:9px;font-size:12px;font-weight:800}footer{background:#071528;color:#b7c4d4;padding:34px 0}.footer-row{display:flex;align-items:center;gap:20px}.footer-row small{margin-left:auto;color:#71839a}@media(max-width:900px){.featured{grid-template-columns:1fr}.feature-visual{min-height:300px}.article-shell{grid-template-columns:1fr}.sidebar{position:static}.toc{display:none}.article{padding:30px}.section-head{align-items:start;flex-direction:column}}@media(max-width:620px){.wrap{width:min(100% - 24px,1120px)}.navlinks a:first-child{display:none}.blog-hero{padding:58px 0 52px}.blog-hero h1{font-size:44px}.blog-hero p{font-size:17px}.section{padding:50px 0}.feature-copy{padding:26px}.feature-copy h3{font-size:28px}.feature-visual{padding:25px;min-height:270px}.article-hero{padding:48px 0 42px}.article-hero h1{font-size:40px}.article-hero .dek{font-size:17px}.article{padding:22px;border-radius:18px}.article h2{font-size:26px}.compare-table{display:block;overflow-x:auto}.example-grid{grid-template-columns:1fr}.footer-row{align-items:flex-start;flex-direction:column}.footer-row small{margin-left:0}}